A Bank of America account can be beneficial for people with poor credit and those who require a bank account that offers great rates and other benefits. Although the bank is large enough to serve as your only bank, their customer service isn't very good. They offer good customer service, but they do not have the best rewards program.
Nevertheless, Bank of America does offer a variety of credit cards and investment options, as well as some loan products. They have excellent security features. They have a solid reputation for career progression. With over 4,300 branches across the country, they are one of America's largest banks. Some of their products are designed for business owners. You can also get competitive rates on CDs and savings accounts.
Some of the features of Bank of America's online banking service are impressive. They also have an excellent mobile app that makes payment processing easy. The bank also has an A+ rating from Better Business Bureau. They offer additional perks through their rewards program for credit cards.
Smart Shopping Cart is one of Bank of Americas most popular online banking services. Customers can check the status of their application with this feature. The website is easy to navigate and provides a simple, but informative user interface. There is also a section called "More Info" that provides information about the company's products. It also offers a tool to estimate monthly payments.
Bank of America offers a mobile application on its website. Customers who are mobile-dependent will appreciate this app. You can also get additional perks like free check deposits and a rewards program. You can open a checking account with them by making a small deposit. They also have over 17,000 ATMs around the globe, some of which are located in foreign countries.
Bank of America offers customers the opportunity to submit feedback via a "feedback sheet". Direct messages are not accepted. Also, sensitive information cannot be entered on this form. Customers who had a positive experience with Bank of America write some of the most glowing reviews. Bank of America reviews are focused on the customer service. Most negative customer reviews about Bank of America focus on their checking and saving accounts.
Bank of America's mobile application is also a big winner, especially for those who like to bank on the move. The app allows customers access to their account balances. Customers can check whether their money has been deposited to their accounts with a free feature. The Bank of America's mobile app offers a great way to find out about their rewards program, best savings accounts, and other information.
Bank of America's best feature is its employee benefits. Bank of America Preferred Rewards offers reduced loan interest rates and additional perks for credit cards. Students are also eligible for tuition reimbursement.